Know your Florida tax numbers before closing.

Estimate the seller’s tax credit at closing, your share of the current year, and the annual bill to plan for after the sale.

Choose how to start

We’ll pull available assessed values, exemption status, and tax-district data. Non-ad-valorem charges can still be added manually.

Closing inputs

In lookup mode, we’ll prefill the current ad-valorem estimate. Confirm it against the latest bill.

This is what lets us estimate the first full-year tax after reassessment.

Enter an address and purchase price to estimate your first full-year tax after purchase.

If you have an official county estimate, enter it here and we’ll use it instead of our planning estimate. It is not required to calculate the closing proration.

What this calculates

  1. Seller’s credit: the seller’s January 1 through the day before closing share, credited because the buyer normally receives the full tax bill later.
  2. Buyer’s current-year share: the closing date through December 31 portion.
  3. First full-year planning estimate: an address-based estimate using the expected purchase price and available county rate data.

This is a planning estimate, not a tax bill or a closing statement. Florida contracts and title companies may use a different proration convention, and non-ad-valorem assessments, exemptions, portability, and reassessment can change the final amount.

How Florida property taxes are paid when you buy

  1. The tax year runs January 1 through December 31. The annual bill is generally issued around November, and Florida taxes are paid to the county tax collector.
  2. The closing statement usually prorates the current year. Because the buyer commonly receives the full bill later, the seller credits the buyer for the seller’s share through the day before closing. The contract and title company control the final convention.
  3. The buyer may pay the full bill when it comes due. The closing credit is what accounts for the seller’s portion; it does not replace the county tax bill.
  4. The next year can change after reassessment. A buyer’s taxable value, homestead exemption, portability, and non-ad-valorem assessments may differ from the seller’s, so the first full-year bill can be higher or lower.

Florida’s Department of Revenue lists the regular payment discounts and delinquency timing. See the Florida property-tax payment guidance. This calculator is a planning aid, not a closing statement or tax advice.